<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Blog on PotatoMoney</title><link>http://blog.ipotato.top/posts/</link><description>Recent content in Blog on PotatoMoney</description><generator>Hugo -- gohugo.io</generator><language>en</language><copyright>© 2026 Alex</copyright><lastBuildDate>Mon, 01 Jun 2026 00:00:00 +0000</lastBuildDate><atom:link href="http://blog.ipotato.top/posts/index.xml" rel="self" type="application/rss+xml"/><item><title>How to Build a Dividend Portfolio from Scratch</title><link>http://blog.ipotato.top/posts/dividend-portfolio-beginner/</link><pubDate>Mon, 01 Jun 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/dividend-portfolio-beginner/</guid><description>Dividend investing is one of the most accessible ways to build passive income. Here&amp;rsquo;s how to start — even if you only have $100 to invest.</description></item><item><title>Best Apps to Start Investing with Just $100</title><link>http://blog.ipotato.top/posts/best-apps-start-investing/</link><pubDate>Mon, 25 May 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/best-apps-start-investing/</guid><description>You don&amp;rsquo;t need thousands to start investing. These apps let you begin with as little as $1 and make the process almost too easy.</description></item><item><title>Should You Pay Off Debt or Invest? A Simple Framework</title><link>http://blog.ipotato.top/posts/pay-off-debt-or-invest/</link><pubDate>Thu, 14 May 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/pay-off-debt-or-invest/</guid><description>It&amp;rsquo;s the most common money question: do I pay off debt or invest? Here&amp;rsquo;s a framework that gives you a clear answer based on your actual numbers, not generic advice.</description></item><item><title>Renting vs Buying: The Real Math Behind the Decision</title><link>http://blog.ipotato.top/posts/renting-vs-buying/</link><pubDate>Sun, 03 May 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/renting-vs-buying/</guid><description>Everyone says &amp;lsquo;renting is throwing money away.&amp;rsquo; Let&amp;rsquo;s run the actual numbers and see if that&amp;rsquo;s true. Spoiler: it&amp;rsquo;s more nuanced than you think.</description></item><item><title>How to Read a Credit Report (And Fix Errors)</title><link>http://blog.ipotato.top/posts/how-to-read-credit-report/</link><pubDate>Sun, 19 Apr 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/how-to-read-credit-report/</guid><description>Your credit report affects everything from apartment rentals to job offers. Here&amp;rsquo;s how to read it, understand it, and fix mistakes that could be costing you money.</description></item><item><title>Debt Snowball vs Debt Avalanche: Which Is Better?</title><link>http://blog.ipotato.top/posts/debt-snowball-vs-avalanche/</link><pubDate>Sun, 05 Apr 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/debt-snowball-vs-avalanche/</guid><description>The two most popular debt payoff strategies have very different approaches. One saves you the most money. The other keeps you motivated. Which one wins?</description></item><item><title>5 Money Mistakes Everyone Makes in Their 20s</title><link>http://blog.ipotato.top/posts/5-money-mistakes-20s/</link><pubDate>Sat, 28 Mar 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/5-money-mistakes-20s/</guid><description>I made every single one of these mistakes. Learn from my expensive education so you don&amp;rsquo;t have to repeat it.</description></item><item><title>How I Save 30% of My Income (And How You Can Too)</title><link>http://blog.ipotato.top/posts/save-30-percent-income/</link><pubDate>Sun, 15 Mar 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/save-30-percent-income/</guid><description>I went from saving 0% to 30% without feeling miserable. Here&amp;rsquo;s the exact system I use, including the psychological tricks that make it stick.</description></item><item><title>The Psychology of Spending: Why We Buy Things We Don't Need</title><link>http://blog.ipotato.top/posts/psychology-of-spending/</link><pubDate>Mon, 02 Mar 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/psychology-of-spending/</guid><description>Most overspending isn&amp;rsquo;t a math problem — it&amp;rsquo;s a psychology problem. Understanding why you buy is the first step to spending less without feeling deprived.</description></item><item><title>Compound Interest: The 8th Wonder of the World</title><link>http://blog.ipotato.top/posts/compound-interest-explained/</link><pubDate>Tue, 17 Feb 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/compound-interest-explained/</guid><description>Einstein allegedly called compound interest the 8th wonder of the world. Whether he said it or not, the math is mind-blowing. Here&amp;rsquo;s why time is your greatest asset.</description></item><item><title>The 50/30/20 Rule: Does It Still Work in 2026?</title><link>http://blog.ipotato.top/posts/50-30-20-rule/</link><pubDate>Tue, 03 Feb 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/50-30-20-rule/</guid><description>The 50/30/20 rule has been around for decades. But with rent prices and grocery costs where they are now, is it still realistic? Let&amp;rsquo;s run the numbers.</description></item><item><title>Emergency Fund: Why You Need One and How to Build It</title><link>http://blog.ipotato.top/posts/emergency-fund-guide/</link><pubDate>Sun, 18 Jan 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/emergency-fund-guide/</guid><description>An emergency fund isn&amp;rsquo;t sexy, but it&amp;rsquo;s the financial equivalent of a seatbelt. You hope you never need it, but when you do, it saves your life.</description></item><item><title>How to Start Budgeting: A Beginner's Guide</title><link>http://blog.ipotato.top/posts/how-to-start-budgeting/</link><pubDate>Mon, 05 Jan 2026 00:00:00 +0000</pubDate><guid>http://blog.ipotato.top/posts/how-to-start-budgeting/</guid><description>Stop wondering where your money goes every month. Here&amp;rsquo;s a dead-simple way to start budgeting that won&amp;rsquo;t make you miserable.</description></item></channel></rss>