My Recommended Financial Tools#
These are apps and platforms I’ve personally tested. Some of the links below are affiliate links, which means I earn a small commission at no cost to you if you sign up. I only recommend things I genuinely use and like.
🏦 Banking & Investing#
Robinhood — Commission-free stock and ETF trading. Great for beginners who want to start investing with small amounts. Get a free stock when you sign up!
Acorns — Automatically invests your spare change from everyday purchases. Perfect for people who want to invest but don’t know where to start.
Webull — Free stock trading with more advanced features than Robinhood. Good for when you’re ready to level up.
💳 Credit & Debt#
Credit Karma — Free credit score monitoring and personalized recommendations. I check mine weekly — it’s completely free.
Empower — Free budgeting tool that automatically tracks your spending and helps you find savings.
📊 Budgeting#
- The 50/30/20 Rule — Not an app, but the simplest budgeting framework I’ve found. 50% needs, 30% wants, 20% savings/debt. Read my full guide here.
📚 Books That Changed My Money Mindset#
- The Psychology of Money by Morgan Housel
- Your Money or Your Life by Vicki Robin
- The Simple Path to Wealth by J.L. Collins
- I Will Teach You to Be Rich by Ramit Sethi
Last updated: June 2026